3 Benefits of Business Interruption Insurance for Your Enterprise
Commercial fire damage in Mount Vernon, GA
Whether you own a small mom and pop shop or lead a corporation of dozens of employees, you worked hard to make your dream a reality. A disaster such as a commercial fire can cause significant damage to your property. Business interruption insurance, also known as business income insurance, can protect your enterprise from the large loss of revenue that often results from an emergency. Familiarize yourself with this type of insurance to discover if this investment is right for you.
How To Qualify for This Type of Business Insurance
Business income insurance in Mount Vernon, GA, is not typically sold as a stand-alone plan. It is often added to property insurance coverage or a business owner’s policy. This type of insurance is ideal for:
Property owners who have older buildings susceptible to a business fire
Owners of restaurants, factories, hotels or other businesses with kitchens or large machinery
Businesses located in areas with hot summers
Almost any enterprise can reap the benefits of business interruption insurance. The best way to see if you qualify is to have an in-depth consultation with an insurance agent.
Minimize Your Profit Loss
Business income insurance goes beyond a standard property insurance plan. Property insurance can reimburse you for fire cleaning expenses to the interior and exterior of your building. Business income insurance, however, can recover your profits from the clients you lost while restoring your property to working order.
Temporary Relocate With Security
The fire damage restoration process can be lengthy, so many enterprises temporary relocate to a new building. Whether you relocate for a few months or a year, business income insurance can cover the extra expenses of the move.
Fixed Costs? No Problem
Many properties still have fixed costs even if a business is not operating within it. Business income insurance is great for covering overhead such as rent or utilities while you work to make your commercial space good as new.
Business interruption insurance can help mitigate the negative consequences of a fire. Understanding the perks of this type of coverage can help you decide if it’s a right fit for your enterprise.
5 Ways To Prevent Commercial Storm Damage
By unplugging your electronics you may save your business
5 Ways To Prevent Commercial Storm Damage
Spring is many people's favorite season — and with good reason. The weather is warmer. Leaves are returning to the trees, and it's finally time to retire your snow shovel, at least for a few months. Of course, with all this warm weather often comes rain, rain, and more rain. Before the next spring storm arrives, take these five steps to prevent storm damage at your Chamblee, GA, property.
1. Keep the Gutters Clean
Your building's gutters have one job: Diverting water. If they're blocked with leaves, twigs, and other debris, that water isn't relocated and instead pools around your roof and foundation, looking for a way to get inside.
2. Schedule a Regular Roof Inspection
While you're up there checking the gutters, take a look at the roof, too. Or, better yet, have a trained professional do so. The earlier you identify cracks, holes, and other routes for water to get into your building, the easier and less expensive they will likely be to fix.
3. Keep Your Trees Healthy and Trimmed
To a spring storm, dead trees and limbs are playthings. If a tree is weakened, it can easily be knocked over and into your building. Dead branches can also be forcefully tossed about by high winds.
4. Check the Foundation for Cracks
Regular inspection of your building's foundation can prevent costly storm damage. Look for cracks and gaps where water can sneak into your building and fix them promptly.
5. Unplug Your Electronics
If your building is home to any electronics, such as computers, turning them off before extreme weather hits may save their lives and your business. Knowing how to shut off your building's utilities is worthwhile, too, not just to power down lights and electronics, but also to stop the flow of water in the event of a pipe break or other emergency.
It's true: April showers usually bring May flowers. If you practice prevention, however, they don't have to bring destruction or the need for a storm damage cleanup company to your building the next time it weathers a spring storm.
4 Tips To Prevent Water Damage in Your Home
Do a yearly checkup to your washing machine to avoid water damage in your home
4 Tips To Prevent Water Damage in Your Home
Water damage is expensive and time consuming to clean up. You don’t have to be a professional to take preventative measures against malfunctions. Anyone can complete these four DIY tips to keep water in home mishaps at bay.
1.Check for Smells and Stains
The bathroom is one of the most common area for pipe bursts or leaks. Check your bathroom for musty smells or stains on the walls or ceilings. These are often an indication that something is wrong with the pipelines to your tub, toilet, shower or sink.
2. Maintain Your Appliances
Call professional service companies to maintain your major appliances, such as:
• Water heaters
• Washing Machines
Yearly checkups are more cost-effective than contacting emergency residential water experts for a pipe cleanup. It may be challenging to remember to maintain every appliance, but it is definitely worth it. A small drip or clog might not look like anything serious, but could point to a broken pipe or faulty hose connection.
3.Install a Water Leak Detection System
Prevent water in home accidents by installing a water leak detection system. It alerts you when there is a leak so you can take action instead of waiting for the problem to worsen. There are many water leak detection systems available for different appliances. The best way to determine which one is right for your home is to speak with a plumbing expert in Dekalb,GA.
4.Keep an Eye on Your Water Bill
An undetected leak can cause you to pay more for your water consumption. A sudden price hike might mean you need to inspect your pipes and drains, so monitor your utility bill closely.
A kink in a hose or clog in a pipe can turn into expensive and home-destroying water damage. Keep these four simple tips in mind to prevent water in home disasters that can ruin your peace of mind.
What To Know About Mold Prevention in Your Place of Business
Leaky pipes can create the environment in which fungi grows best
When you have a business in Perimeter Center,GA, then mold prevention may be on the list of your maintenance needs. To properly prevent mold there are a few things you may need to know about it. Continue reading to learn more.
1. What Mold Is
One of the most important things to understand about mold growth is that mold spores are fungal in nature, and prefer to grow in wet or humid environments. They usually feed on organic compounds such as paper, wood, cloth, or drywall. They also grow better in darker areas. Fortunately, while mold does grow in colonies, the growth rate is rather slow, making it easy for a professional to catch and mitigate the problem.
2. What Causes Mold
In many cases knowing what mold prevention steps to take can be helped by knowing what the possible causes of mold spore growth are. Water damage such as a flooded area, or leaky pipe can create the environment in which this fungi grows best. If you have areas that have been damaged by water it's best to get them repaired as quickly as possible to help prevent problems.
3. What to Do About Mold
If you do find mold in your place of business then you may want to contact a mold remediation professional. These professionals can help you locate any potential problem areas, check for additional damage, and remove the problem. If you're unsure if mold is growing on the property, your chosen professional may also have several tests they can perform in order to be sure. They may also be able to recommend some potential mitigation steps to help prevent further issues.
When it comes to mold prevention at your place of business, it's important to know what mold is, what the potential growth causes are, and what you can do about any mold you may find. Fortunately, if you do find spores on your property a professional may be able to help.
5 Safe Candle Alternatives
Spread the sweet aroma of melted wax through your home by using a wax warmer
While candles are great for setting a mood, they aren't so great at keeping fires out of your home in Briarcliff,GA. This is especially true if you have curious, rowdy pets or young children. It only takes one accident before you'll be making calls to the fire department and a fire damage restoration company. Fortunately, there are many great candle alternatives that make your home smell great or create a relaxing ambiance.
1. Battery-Powered Candles
While electric candles might not look or smell exactly like the real thing, they might be able to fool some unexpecting guests. Plus, you don't need to worry about turning them off when you leave the room or house to prevent a candle fire.
2. Wax Warmers
Spread the sweet aroma of melted wax through your home by using a wax warmer. These candle alternatives use battery power or electricity instead of an open flame to heat up the wax. Plus, they often come in decorative holders that can match your home's decor.
3. Fairy Lights
If your main goal is to add relaxed lighting to your home rather than release a scent into the air, fairy lights a great way to quickly light up a room or outdoor area. Fairy lights may be powered by battery or electricity, making them a much longer-lasting option than a candle.
4. Stick Diffuser
Reed or stick diffusers are flameless and add a unique look to any room you put them in. They simply involve placing sticks into a container with scented oil.
5. Essential Oil Diffuser
Essential oils can help add a scent to the room and might benefit your health too. There are many different diffusers to choose from, so you can easily find one that matches your home.
Consider these candles alternatives to make your home a safer place for everyone in it. There are many options to choose from, so you can find an alternative that best meets your needs.
Commercial Roof Maintenance Can Save You Money
It's important to have a routine roof maintenance for your business to save money and avoid further damage.
A commercial roof can protect the building that supports it from rain and snow in Dunwoody, GA, but the covering can be much more than a giant structural umbrella. The roof can be the building’s first line of protection from fire, hail, wind, and extreme heat. Battered by elements every day for many years, the rooftop can begin to deteriorate and decay. To prevent a roof leak and protect the contents inside the building, it can be important to establish a routine maintenance program.
Tips for Commercial Roof Maintenance
Although torrential rains and gale wind storms are probably not pummeling your commercial roof every day, the roofing fabric can be exposed to extreme weather conditions such as heat, hail, and snow. To limit the risk of damage to your building, consider a regular operational plan to help prolong the roofing material’s useful life. The program may include:
Inside the Building
Some of the first signs of roofing problems can often be seen from within the building. This includes ceiling stains, mold, and roof leak puddles. At the first sign of stains or puddles, consider contacting a commercial water restoration specialty team to help assess the situation and prevent further damage to the building and its contents.
Outside the Building
An inspection of the rooftop can also show signs of leakage such as rusty spots, bubbles under roofing materials, or damaged flashing. Inspecting joints, seams, and gutters can also help detect early signs of possible material breakdown that could increase the potential for leaks and wind damage. This can include tears, cracks, and worn areas.
Fireplace chimneys, lightning protection links, and sky lights can all be potential leak problem areas. Gutters can also be a potential cause of flooding when they become clogged and overflow.
To avoid roof-related issues, consider regular preventative maintenance. With proper care, you can prolong the life of your roof by repairing it long before it needs replacement. Don’t let a roof leak sidetrack your tenants or close your building. A little maintenance can often result in a great deal of savings.
Tropical Storm Season: Are You Covered?
Tropical storms bring heavy rains
Are You Covered?
As the weather changes and homeowners brace for the new tropical storm season, many may wonder if the standard home insurance policy is enough for the potential high winds and heavy rainfall. Unfortunately, the standard policy, while good for roof damage, some mold growth or the occasional sewer backup, does not offer much comfort when it comes to flooding. True, flood insurance is not required in every area, but if you live in a region prone to tropical storms, a flood claim is not only possible, it may also be probable. Therefore, it pays to understand the potential risks of being in a tropical location without adequate insurance.
Tropical storms bring heavy and sustained rains, which lead to potential water damage. If close to the coast, these storms can bring about swells and surges, leading to rising water and significant floods.
Beyond the flooding, seasonal storms can lead to intense and continuous winds. If a homeowner does not board up their property correctly, they may leave their home exposed to projectiles, like rocks and branches, which may cause structural damage. You may be held liable if you did not take the necessary precautions before the storm hit.
Potential Mold Damage
Flood damage may also include mold development. When a flood occurs, you have no choice but to leave your home until the water recedes. Unfortunately, during this time, the dampness creates the opportunity for mold growth, and without flood insurance, you likely aren't covered.
Time is everything after a storm, especially for insurance claims. An emergency mitigation service in the Gainsborough,GA, area can respond within hours to your disaster. They will board up your home with plywood storm shutters and tarps, ensuring no further damage occurs, providing the best chance for approved insurance claims.
The probability of tropical storms resulting in high winds and flooding are greater in some parts of the country than others. However, for those in these areas, protecting yourself from storm loss, like roof damage, mold growth, a sewer backup or floods, is essential. Therefore, securing a specific policy for a flood claim, like flood insurance, is wise.
3 Methods Used for Smoke Cleanup
A thermal fogger facilitates the smoke cleaning process
Three of the Most Common Methods for Smoke Cleanup
When your commercial building in Doraville,GA, catches fire, charred materials and water damage are not the only problems that require mitigation. Fire restoration experts also have to employ smoke cleaning procedures for removing lingering smoke particles and odor from your building. Here are three of the most common methods they use to do so.
1. Industrial Air Filtration
Smoke particles are small, so when technicians clean up smoke damage, they have to use air purifiers that don't let the particles escape back into the room. A filtration device with a HEPA filter can remove smoke from the air. In addition to the HEPA filter, these machines often have an activated carbon pre-filter. The carbon traps the odor and chemically neutralizes it. When left in your building for a few hours or overnight, these purifiers can make a huge difference.
2. Thermal Fogger
A thermal fogger facilitates the smoke cleaning process by replicating the condition that allows smoke to permeate a building. A deodorizing agent is heated to create a fog that is similar in size and consistency to smoke particles. The fog can then reach into cracks and crevices where the smoke may be hiding. It attaches to the smoke particles and gets rid of the odor.
3. Ozone Machine
To use an ozone machine, technicians seal off the affected area so the ozone can remain concentrated. The machine produces a compound with three oxygen molecules. The extra molecule in the compound attaches to particles and alters their chemical composition. This process eliminates the smoke odor.
No matter what smoke cleaning technique the technicians use, it is important to get rid of residual smoke and the smell it leaves behind before they begin the restoration phase of cleanup. These methods are designed to help mitigate the damage caused by the fire and improve the air quality in your building so that you can get back to business.
Can Electronics Be Cleaned Up After a Fire?
An electrical fire can do a lot of damage to your commercial building.
As you try to pick your business back up after a commercial fire near Dunwoody, GA, you have a lot to think about. You need to find a trusted fire restoration company that can help you through the entire process. This team knows how to clean damage walls, furnishings and even electronics. An electrical fire can cause a lot of damage to computers and other electronic devices, but sometimes this equipment can be salvaged after the flames are gone. With the proper steps, some electronics can become as good as new.
Steps to protect your electronics after a fire.
• Avoid Power: While you may be tempted to turn on a computer to see if it works, the truth is this can cause more harm than good. If smoke clings to the metal surfaces in your device, you can start a terrible corrosion by adding power to the mix. Leave any electrical devices turned off.
• Get Them Cleaned: Remember that smoke residue? That has to be removed from every inch of the device. For this reason, a computer cleanup can take a while. The professionals will go over every inch of the hardware to ensure the potentially dangerous residues are gone.
• Have an Inspection: After the initial cleaning, you may want to have the electronics inspected one last time before adding power. This final inspection can look over the computer for more signs of fire or smoke damage. An electrical fire can cause unexpected smoke residue buildup on internal parts of the computer, so a second inspection is a good idea.
Many businesses rely on computers and other electronics to get business done. Restoration professionals may be able to help you restore computers, television sets, DVD players, cash registers, security systems and other electronics key to your day-to-day activities.
An electrical fire can do a lot of damage to your commercial building. Restoring your belongings after the disaster can help you get back on your feet.
Need Fire Damage Services for Your North Atlanta Home? SERVPRO Can Help.
Don't let fire damage take over your residential property. Trust SERVPRO to get it back to preloss condition!
Fire Damage Restoration
Most restoration costs do not come from demolition and replacement of property destroyed by heat and flames. It is the smoke and soot residues that cause hundreds, even thousands of dollars in damages.
Restoring a North Atlanta home with fire damage requires a professional company that specializes in cleaning up the effects and returning your home and property to its preloss condition.
SERVPRO of NW DeKalb/ Dunwoody/ Brookhaven has developed a set of principles and key cleaning elements to help restore almost any home.
Principles of Cleaning:
Locate smoke residues with a thorough inspection. Our inspectors find the source of the fire to determine exactly how far smoke has moved throughout a home.
Identify the type of residues. Identification provides the needed information to select a cleaning method which removes the residue.
Identify the type of surface. To remove the residue without harming the surface of the affected item, restoration team members need to know the composition of the surface. Certain chemical cleaners are not compatible with porous surfaces such as upholstery or plastic.
Capture and remove residues. Smoke residues quickly bond with surfaces. Response team members use the most efficient dry or wet cleaning elements to loosen residues and make them easier to remove.
Dispose of residues. We safely dispose of all residues according to state and federal regulations.
Elements of Cleaning:
Temperature. Depending on the surface of an affected item, technicians may raise the temperature of a cleaning solution to speed up the process.
Agitation. If the residue is set deep in a surface such as rock or marble, technicians use air or water pressure to loosen residue from the surface. For other surfaces, they use brushes to dislodge the residue. Both methods allow cleaning agents to penetrate deeper into the residue and clean the surface underneath.
Chemical action. Restoration personnel selects chemical cleaners depending on which action they want. Our extensive inventory removes smoke residue by dissolving it, changing its pH number, oxidizing it or even digesting it.
Time. This element refers to the amount of time need for each type of chemical agent to be effective as well as the labor time required to complete each restoration task.
Locally Owned Company with National Resources
By combining these principles and elements, SERVPRO of NW DeKalb / Dunwoody / Brookhaven works to put your home back to its preloss state as quickly and safely as we can. If you need our help, call us today at (770) 396-3883.